We are part of a national company the biggest Debt management company is South Africa. This enables us to give unrivaled service and back up to our clients. Being such a large company gives you the peace of mind that we are not going to disappear overnight with your monthly payments. We have consultants waiting to take your call and offer the best advice and products to suite your needs. Being in debt is not unique but how you handle it can be. Don't allow your creditors to push you around as they need to give you a break if you have not left it to late. Remember that your debt will never simply disappear and will come back to haunt you in the form of a judgement. A judgment could lead to repossession of goods/cars/house or a Garnishee order which attaches a portion of your monthly salary. If you react to your debt crises early a significant amount of pain can be avoided and you can enjoy the protection of the National Credit Act.Basically you can cut your General installments by up to 50% , your car repayment by 30% and your home loan repayment by 20%. This gives you a significant monthly saving and allows you to catch your breath and live on monthly basis.